chocolates becoming paisa's

In bangalore, after paying for the stuff which you bought from retail grocery shop, inturn you receive chocolates instead of 50ps, Rs.1, Rs.2 changes if he suppose to give you back.

I dont like eating chocolates so i tell them, i will get the change later. But when you ask them later, mostly they dont remember. Moreover my mama should not take chocolates since she is a diabetis patient. But this guys give that and make my mama to have it since it will be lying around home in more numbers.

I hate this sort of retail culture growing in bangalore...

Does this happening in your place as well?

My name going to be around the earth

NASA accepted to place my name in microchip of their Glory satellite which will be launched by june 2009.

Certificate of Participation

This certificate recognizes that

Kasiperumal Achappan

has joined the Glory "Send Your Name Around the Earth" project

Glory : "We Got Your Back, Earth"

Date : September 28, 2008 | Certificate No : 44040

The Glory Mission will: Measure solar energy entering the Earth's atmosphere Collect data on the properties of natural and human-caused aerosols in the Earth's atmosphere Glory is a NASA Goddard Space Flight Center Mission.

Does it make you to wonder? If yes, then your next question might be what you did to make this happen.

Simple, I got into NASA website to register for "Send your name around the earth" project. This project allows all of us to be part of their scientific mission, by placing all registered names in microchip of their glory satellite which will be monitoring effect of solar energy on earth as well as effect of aersols on atmosphere, more accurately than before.

If you wish to register yourself with this mission, then follow the below link,

http://polls.nasa.gov/utilities/sendtospace/jsp/sendName.jsp

Be proud to have your name around the orbit for several years to come...

Like being in bangalore

Amongst its problem such as dust, traffic jam and high cost of living, why i like being here might be your question.

Almost all the people coming down here like this city for certainly one reason. Yes, you are right, for its awesome climate. Yes me too like this moderate climate and got used to it. Moreover i was from hotter place located in south tamilnadu, so even i feel more good about being here.

Next good thing, i see here is BDA parks and trees located on sides of the road throughout the city. Thats why it might be called as garden city i think. Being around this green is very pleasant feeling and moreover my mama goes for walk every day to park to keep her health in tact as per doctor's suggestion.

As you guys know that bangalore is a cosmopolitan city, hence i got opportunity to learn several languages such as hindi, kannada, telugu but not perfectly. Moreover, chance to mingle with these different people from different state gave different experiences and their rituals such as marriage, festivals etc.. made me to wonder and interesting.

What make the weekend fun here is pubs(famous for), variety of restaurants, malls, cinema halls. We people often meet at a most happening place, forum mall. We usually go there and watchout for the variety of chicks(wont find anywhere like this, may be a special boon to this city.Double check this with guys if you dont trust me) by sitting at the sides of the way with drinks in hand, i meant the cool drinks.

These are few reasons why i like this city of diversity..

What a hell happening in Wall Street? - Part 1

you might have already read/heard about this in media but here it is going to be crisp and make you understand easier and better.

Goldman sachs, morgan stanley, meriyll lynch, lehman brothers...These were list of investment banks existed in wall st for decades. What happened/happening with them?

Before getting into this, i like to give a brief about the term "Leverage" which was often used by investment banks. To explain this with example, you have $1 and buying one equity worth $1. Now the equity worth becomes $2 and the profit you earned is $1. Suppose you have $1 and borrowing $1 and buying two equity, each worth $1. Now each equity worth becomes $2 then you earned $4 ,then after giving back the borrowed $1, you have $3 with the profit of $2. If you have $1 and borrowing $20 dollar, then your leverage ratio is 20:1

To compensate the hole happened because of mortgage crisis, Lehman brothers went for high leverage ratio and not able to payback resulted in bankruptcy.

Next Merriyl, who had the next high exposure in mortagage crisis, after paying back the debt, not able to run their operation. So went for merger with Bank of America who have enough liquidity(funds) since it is commerical bank with lot of deposits.

This resulted in fear on the market about rest of the investment banks and stocks of theirs were started tumbling.

Even goldman sachs and morgan stanley had comparitively less exposure in mortgage crisis and had liquidity to run their operation. But still there was fear about these banks existed so the clients of them got scared about their invesments and started to withdraw them.

Now both banks announced last week, to become bank holding company. Thats the end of investment banking model in wall street. This gave the confidence to clients since federal reserve regulates bank holding company and provides bailout(funds as loan) when they require. Since bailout plan is in US congress yet and funds which they will be getting from Federal reserve would be less(less exposure to mortgage crisis), the stocks of them are not still doing good as expected, so they went for generating capital. Morgan stanley sold their 20% stake to Mitusubhi UFJ financial group and goldman sachs sold $5 billion preferral stocks to Warren buffet and $2.5 billion common stocks in the market.

Now they have enough funds to run...How these two investment banks will get affected by becoming bank holding company will be posted soon?

Keep watching here for more..

Art of living

Everyone in this world wants to be happy but they don't know how to be. Is there any one to teach that? Yes, Guru Sri Sri Ravishankar, founder of Art of living foundation. You guys already might heard of him and about this foundation.

When someone is not happy? if he or she is stressed. In day to day life, every one get stressed up with personal problem or work-related problem. What happens if they are not taken care? get piled up and finally burst into mental/psychological problems. How to escape from stress? No way, but we can vapourise them through some techniques.

Technique or trick? it is a breathing technique by name sudharshan kriya is teached in all art of living centers as a part of basic course. How it is different from others? I don't know but it worked for everyone who went through even for me.

If you ask me for suggestion, i will say take this course in AOL(Art of living) ashram located in bangalore, India. Advantage of being there is a very beautiful and pleasant location, being away from buzzing sound of city traffic, healthy food and satsang(will get know when you are there).

Even if you are located offsite to india, still you may be able to take this course since AOL centers are available in 140 countries and hope you are lucky enough to be in among them.

Be happy and make others happy... Jai Guru Dev

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Love Mozilla Firefox Browser

Why i love this browser? Lot of add-ons available to ease your browsing. For the two days, i were looking at the firefox add-ons homepage and installed around thirty of them. Now my FF3 is fully loaded for go.Some of the add-ons which needs to be highlighted are gTalk Sidebar, Mouseless browsing, Taboo.

I were using google talk in windows but on moving to ubuntu, i came to know that it is not available for linux. That was not of end of chat, but i were trying to get someother messenger for linux such as jabbin but not configured it for use(not willing to move to other). I got this gTalk Sidebar add-on which gives the same look and feel but better than google talk by having it in sidebar.

Mouseless browsing is the one among the best firefox addon which i like to recommend for laptop users since touchpad is not convenient for many. Recently i got a new cute optical mouse to use with laptop but i am not using that though since carrying it along with laptop around the home to browse is sick to do. This addon made me to do everything without touchpad and made me to browse faster.

Taboo is the another useful addon. Most of us might encountered with situation while reading the webpage got to go out for several reason and want to read on back.If you save them to taboo, you can resume them from the point where you left with.

Moreover this is my first blog!!!

Welldone ...doing self-motivation...hahaha